Key Points If your employer offers a 401(k) match, it's best to do what you can to claim it in full. That could mean rethinking spending or cutting expenses temporarily. It could also mean taking on a side job so you're able to allocate more of your paycheck to your workplace retirement plan. The $23,760 Social Security bonus most retirees completely overlook › IRA savers can do quite well for themselves in the context of building retirement nest eggs. But 401(k) savers tend to have a big advantage: the possibility of a workplace match. Not every company that offers a 401(k) plan gives a match to help boost savings. But 401(k) matching is a pretty common practice.
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