Key Points Social Security benefits are eligible for a cost-of-living adjustment every year. An official COLA won't be released until mid-October. Recent estimates have bumped the 2027 COLA higher, but only by a small margin. The $23,760 Social Security bonus most retirees completely overlook › There are many retired Americans who end up collecting Social Security for decades. And that makes the program's cost-of-living adjustments (COLAs) such a crucial part of the program. The purpose of Social Security COLAs is to help ensure that benefits can keep up with inflation. Over time, prices are likely to increase naturally. By adjusting benefits accordingly, Social Security allows recipients to maintain their buying power. Missed Nvidia in 2009?
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