Key Points You can claim Social Security at any time once you turn 62. Waiting until age 70 results in significantly boosted benefits for life. Though delaying doesn't always make sense, it can work out well financially under the right circumstances. The $23,760 Social Security bonus most retirees completely overlook › Once you turn 62, you can claim Social Security at any time. And while there's technically no "final age" to sign up for Social Security, it doesn't pay to delay your claim past age 70. At full retirement age , which is 67 if you were born in 1960 or later, you'll get your monthly benefit without a reduction. If you delay your claim past that point, your benefits will increase 8% a year until your 70th birthday. Missed Nvidia in 2009?
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