Key Points You can only claim Social Security the month you turn 62 if you were born on the first or second of the month. Delaying your Social Security application slowly increases the amount of your checks. Social Security benefits are paid in the month after they're due. The $23,760 Social Security bonus most retirees completely overlook › It's common for people to want to claim Social Security as soon as they become eligible for benefits at age 62, but most people won't have this option because of how the Social Security Administration defines eligibility. You must be 62 for the entire month to claim a retirement benefit, which means most people don't qualify for checks in their birth month.
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