Key Points Ripple is a blockchain company and the largest holder of XRP, which serves as a bridge currency on its payments network. Although financial institutions use Ripple's network, most haven't adopted XRP. That lack of adoption could limit XRP's long-term value. 10 stocks we like better than XRP › Since launching in 2012, Ripple has become one of the most successful blockchain companies. Its valuation was pegged at $50 billion during an employee share buyback in March 2026, larger than Coinbase 's market cap at the time of this writing (Sept. 11). Ripple is a private company, so it's not a perfect comparison, but it still gives an idea of how well it has done and why there's so much interest in buying Ripple stock .
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