Key Points The average is bigger than you might expect, although most people in this peer group have saved up much less than the average. The real surprise is how much less Generation X has saved in their retirement accounts outside of workplace retirement plans (compared to baby boomers). Although it’s an interesting reference point for comparison, every retirement savings and spending plan should be tailor-made for that particular individual. The $23,760 Social Security bonus most retirees completely overlook › How does your 401(k) account's balance compare to everyone else's your age? It's not necessarily an end-all, be-all question. Most people in your age bracket could be behind on their savings.
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