Key Points Morningstar analysts expect the cryptocurrency market to expand at 9% annually through 2034, but I think XRP could grow more quickly over the next five years. Ripple uses XRP to support fast, cheap cross-border payments, and the recent launch of the Ripple USD stablecoin makes the ecosystem more attractive. The SEC is expected to make a decision regarding spot XRP ETFs by late October, and approval could send XRP prices much higher in the years ahead.
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