Key Points Following inflation data from August, Social Security's upcoming COLA projection has shifted upward. Many seniors are hoping to see a much larger raise. A giant COLA is a sign that inflation is picking up, which isn't helpful to retirees. The $23,760 Social Security bonus most retirees completely overlook › If someone were to offer you a smaller raise at work versus a larger one, which one would you be happier to accept? Clearly, most folks would take the larger bump to their paychecks. But in the context of Social Security, a larger cost-of-living adjustment (COLA) isn't necessarily more optimal than a smaller one. And that's a key thing to keep in mind as we gear up for an official 2027 Social Security COLA announcement.
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