Key Points Social Security COLAs are based on third quarter inflation data. While September's data isn't in yet, readings from July and August are pointing to a large 2027 boost. While a giant COLA might seem like a positive thing, it will come at a cost. The $23,760 Social Security bonus most retirees completely overlook › When the Social Security Administration announced last year that benefits would be getting a 2.8% cost-of-living adjustment, or COLA, many seniors were disappointed. In fact, 54% of retirees said a 2.8% Social Security COLA wasn't going to cut in a Motley Fool survey taken after that number became official. Little did they know it at the time, but the 54% of retirees who said a 2.8% COLA was too small were absolutely right.
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