The European Central Bank has invited e-commerce and mobile-commerce merchants across the euro area to join a 12-month digital euro pilot starting in the second half of 2027 as it works toward possible issuance of the currency in 2029. According to the ECB’s Sept. 15 announcement , participating merchants will test a beta version designed to resemble the proposed digital euro, covering the technology, operational processes and user experience needed to handle payments. The test currency will not be legal tender and will only be used within the pilot.
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