Key Points The Social Security Administration will announce the 2027 COLA on Oct. 14, 2026. The latest COLA estimate is 3.5%, down slightly from earlier estimates. A 3.5% boost would add roughly $73 to the average monthly retirement benefit. The $23,760 Social Security bonus most retirees completely overlook › The Social Security Administration will announce the 2027 cost-of-living adjustment in roughly a month, but those hoping for a large benefit boost might be disappointed. COLA projections have continued to drop over the last several months, though nothing's locked in yet. Here's what we know about the 2027 Social Security COLA so far, and what you can expect once the government releases the official number on Oct. 14, 2026. Missed AI’s "Act 1"?
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