Key Points The 2026 Social Security cost-of-living adjustment (COLA) was 2.8%. Current estimates are calling for a much larger boost in 2027. Even if a generous increase comes through, there's a big "gotcha" to keep in mind. The $23,760 Social Security bonus most retirees completely overlook › Earlier this year, Social Security benefits got a 2.8% cost-of-living adjustment, or COLA. Historically speaking, that's not the smallest raise benefits have ever gotten -- not even close. Still, a lot of retirees were disappointed with their 2.8% COLA . And given the way inflation has surged this year, they were clearly right to feel that way. Missed AI’s "Act 1"? Act 2 Could Be 15x Bigger.
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