Key Points The average 30-year mortgage rate just passed 7%. Few homes are being sold, and even fewer homeowners are refinancing. There are some housing stocks that could be solid long-term investments at these depressed levels. 10 stocks we like better than Rocket Companies › Mortgage rates had cooled off a bit as we were heading into 2026, but they have moved in the wrong direction since then. The average 30-year fixed-rate mortgage now has an interest rate above 7%, and home prices haven't exactly cooled off in many markets across the U.S. I won't sugar-coat it. This is a bad backdrop for housing stocks .
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