Key Points The average net worth of a 65 to 74-year-old is roughly $1.8 million, but the median is just $410,000. If you are trying to come up with your own retirement target, you should probably use this one popular retirement rule instead of looking at the averages. The $23,760 Social Security bonus most retirees completely overlook › Saving for retirement is hard. For starters, humans aren't very good at delaying gratification. And saving is basically choosing not to spend today so you can spend, hopefully even more, in the future. But there's another problem with saving for retirement: it is hard to set a goal. There's one popular retirement rule that can help with that. Here it is.
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