Key Points Age 62 is the earliest age you can file for Social Security. Not only will claiming benefits then shrink your monthly checks, but you could slash your spouse's survivor benefits. You may also risk having benefits withheld if you continue to work. The $23,760 Social Security bonus most retirees completely overlook › Age 62 has long been a popular time to claim Social Security. It's the earliest age you can take benefits, and for many people, it's a path toward early retirement. But while claiming Social Security at 62 makes sense in some situations, it's a move you might also regret. Here are three reasons why filing for benefits as early as possible might backfire on you. Missed AI’s "Act 1"? Act 2 Could Be 15x Bigger.
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