The 30-Year Treasury Yield Just Hit a 19-Year High. Life Insurers Reinvest at Those Rates for Decades.

Key Points Life insurance companies collect premiums up front and invest that money until claims are made. Life insurance companies try to align their obligations with their investment decisions, so the bonds they hold are often held to maturity. Rising yields are generally positive for life insurance companies, but not entirely. 10 stocks we like better than Prudential Financial › Life insurance companies like Prudential (NYSE: PRU) and MetLife (NYSE: MET) are generally very conservatively managed. That makes sense, since they take on financial obligations that can extend for decades, and they need to ensure they have the capital to meet them.