Key Points You might assume you'll be all set for retirement with $2 million to your name. If you have big expenses and lofty goals, $2 million may not cut it. Figure out your spending needs before deciding whether you're saving enough. The $23,760 Social Security bonus most retirees completely overlook › There are many people who struggle to save for retirement, period. So if you're on track to retire with a $2 million IRA , you should consider yourself ahead of the game. On the other hand, you shouldn't assume that $2 million will automatically buy you the retirement you want. It's important to figure out the math behind your retirement expenses to see if your savings need a boost, or whether you can coast. Missed AI’s "Act 1"?
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