The Zacks Property and Casualty Insurance (P&C) industry is witnessing softer pricing after several years of improvement. However, it is likely to benefit from prudent underwriting, exposure growth and accelerated digitalization. Industry players like Berkshire Hathaway Inc. BRK.B, The Travelers Companies TRV, The Hanover Insurance Group THG, First American Financial Inc. FAF and Essent Group ESNT are poised to grow despite all odds. Given an active catastrophe environment, the policy renewal rate should accelerate. The increasing adoption of technology and the emergence of insurtech help industry players function smoothly.
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