Key Points Social Security's 2027 COLA will be announced on Oct. 14. The latest estimates call for an increase of about 3.5% The official number will be based on third-quarter inflation data. The $23,760 Social Security bonus most retirees completely overlook › We're less than a month away from the official Social Security cost-of-living adjustment, or COLA, announcement. The Social Security Administration (SSA) will announce the raise beneficiaries will receive on Oct. 14 at about 8:30 a.m. Eastern. The current estimate is a 3.5% increase, according to the Senior Citizens League. This is significantly larger than the 2.8% raise retirees received for 2026 and would exceed the long-term average.
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