Retiring at 55: How a CFP® Is Actually Investing for It

Key Points There are some challenges with retiring early, such as how you'll access your retirement savings. Planning for access is a major consideration. I'm using a combination of ETFs, dividend stocks, and growth stocks to invest for early retirement. The $23,760 Social Security bonus most retirees completely overlook › Retiring at age 55 presents several challenges that don't apply if you work until a traditional retirement age of 65 or later. For example, you have to figure out how to fund your healthcare needs for a 10-year gap before Medicare eligibility.