Key Points Social Security is loaded with rules, and not all are well-known. The program's do-over option could spare you from getting stuck with reduced benefits for life. The rule has a time limit, so it's a good thing to keep on your radar. The $23,760 Social Security bonus most retirees completely overlook › If you're thinking a program as crucial as Social Security has many rules, you'd be right. And if you're not up to the challenge of memorizing every single one, that's also understandable. There are a few basic Social Security rules everyone should know. The earliest age to claim benefits is 62, and benefits are payable in full at full retirement age, which is 67 for anyone born in 1960 or later.
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