72% of Americans would slow financial progress to enjoy life now, SoFi survey finds

" Maxxing " is very in right now. Americans, especially the Gen Z cohort, have hopped onto a number of viral trends that promote optimizing virtually any given area of your life like " PTO-maxxing " when you try to get the most of your vacation time or " fibermaxxing " when you want more regularity in your diet. Naturally, the idea of " moneymaxxing ," or optimizing your financial strategy to make, save or invest more money has also cropped up in TikTok videos and news articles.