Key Points Many retirees worry about depleting their savings. A solid withdrawal strategy and flexible approach to spending could help. A strong cash buffer gives you more options when the market refuses to play nice. The $23,760 Social Security bonus most retirees completely overlook › Many pre-retirees worry that once they stop working and age, they'll face health issues, boredom, and social isolation. But there's one fear you can't ignore in the course of your retirement planning: running out of money. Even if you kick off retirement with a few million dollars in your IRA or 401(k), there's a risk of depleting your nest egg. But with the right strategy, you can mitigate it significantly.
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