Building a million-dollar retirement might not be easy, but more and more people are crossing the million-dollar mark every year, proving that it's possible. In fact, Fidelity noted that as of the end of 2023, a record number of people -- 391,562 -- had balances of a million or more in their IRAs. This is impressive given that the traditional and Roth IRA contribution limits are lower than those of other retirement accounts, yet people have still managed to use IRAs to achieve their goals. If you're looking for the blueprint for Roth IRA success, we've put together a few secrets for you to check out. Image Source: Getty Image. 1. Maximize annual contributions Every year, you can stash away a certain amount of money into a Roth IRA .
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