Key Points Make sure your IRA doesn't expose you to too much market risk. Plan out a withdrawal strategy. Consider a Roth conversion to avoid massive RMDs -- and the consequences that can come with them. The $23,760 Social Security bonus most retirees completely overlook › If retirement is about a year away, you may be getting increasingly excited by the minute. But if that's the case, now's a good time to do an IRA checkup. Here are three key moves to make that could help you approach retirement with more confidence. 1. Check your asset allocation During your wealth-building years, it's smart to load up on stocks in an IRA. But if you're nearing retirement, it may be time to get more conservative. Missed AI’s "Act 1"? Act 2 Could Be 15x Bigger.
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