Key Points Learning the ins and outs of how Social Security works can take a lot of time. Before you retire, the most important thing to understand is the role those benefits should play in your total income picture. The $23,760 Social Security bonus most retirees completely overlook › When you're new to the workforce, Social Security is something you might hear about but not really focus on. You may be aware that you're paying taxes to fund the program, but that's probably about it. As you get closer to retirement, you may be inclined to read up on Social Security a bit more. And to be clear, the more you know about Social Security, the greater your chances of being able to maximize your benefits and file at the right time. Missed AI’s "Act 1"?
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