Key Points You won't face an early claiming benefit reduction if you apply for Social Security at 67. Working beneficiaries won't lose money to the earnings test at age 67. Claiming later results in a larger lifetime benefit for many people. The $23,760 Social Security bonus most retirees completely overlook › Claiming Social Security at age 67 -- full retirement age (FRA) for most workers today -- is a great middle-ground option for those who are worried about the cost of signing up early and the risks of delaying their application. It's definitely worth considering if you're on the fence about when you'd like to apply for benefits. Here are the three biggest reasons to consider signing up at age 67 to help you decide if it's the right move.
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