Key Points Social Security benefits are eligible for a cost-of-living adjustment (COLA) every year. COLAs are based on inflation changes during the third quarter of the year. Once September's data is released, an official raise for 2027 can be revealed. The $23,760 Social Security bonus most retirees completely overlook › If you're wondering what cost-of-living adjustment (COLA) your Social Security benefits are in line for in 2027, join the club. Many seniors are eager to know what raise to expect. And after months of speculation, we're finally getting closer to an official number. Current estimates put the 2027 Social Security COLA in the range of 3.5% to 3.6%. But there's one big piece of the puzzle that's still missing.
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