As Western populations age, fewer workers and higher costs will strain public finances, credit rating agency Moody's has warned. Europe is at the sharp end of the demographic shift. The European Union's population is projected to peak as soon as 2029, "after which a sustained long-term decline will begin," according to the European Commission. The U.S. Census Bureau does not expect the American population to peak until 2080 under its main projection , or until 2043 under its low-immigration scenario. Excluding immigration impact, the population decline has already started. But Moody's says the fiscal pressures from aging emerge long before populations actually start shrinking.
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