Gen H has cut selected residential mortgage rates by up to 30 basis points, with the largest reductions applying at 95% LTV. The lender has reduced rates across its two, three and five-year fixed ranges following a fall in swap rates, however it has also made a few increases of up to 13bps. Fee-free two-year fixed rates have been cut by between 14bps and 30bps across most LTV tiers from 60% to 95%, including a 30bps reduction at 95% LTV. Three-year fee-free rates have fallen by between 10bps and 22bps across most LTVs from 60% to 95%, while five-year fee-free products at 90% and 95% LTV have been reduced by between 7bps and 12bps. At 60% LTV, Gen H’s fee-free two-year fix has fallen by 29bps to 6.09%.
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