2 Reasons TOWN is Risky and 1 Stock to Buy Instead

2 Reasons TOWN is Risky and 1 Stock to Buy Instead TowneBank has been treading water for the past six months, holding steady at $34.99. The stock also fell short of the S&P 500's 15.2% gain during that period. Is there a buying opportunity in TowneBank, or does it present a risk to your portfolio? Get the full breakdown from our expert analysts, it's free. Why Is TowneBank Not Exciting? We're sitting this one out for now. Here are three reasons we avoid TOWN, plus one stock we'd rather own. 1. Long-Term Revenue Growth Disappoints From lending activities to service fees, most banks build their revenue model around two income sources.