Taxes have grown more complex amid changes from President Donald Trump 's "big beautiful bill" and other updates, which top-ranked advisors say could affect year-end tax planning . The Republicans' marquee legislation extended Trump's 2017 cuts while adding new tax breaks for tip income , overtime earnings and auto loan interest , as well as a deduction that benefits seniors . The law also boosted the federal deduction limit for state and local taxes , known as SALT, among other shifts. Often, planning happens throughout the year, and most strategies must be completed by Dec. 31 to affect tax refunds or balances due for the ensuing tax filing season. As year-end approaches, there are some key tax moves to consider, experts say.
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