When Bryanna Hambrick bought a three-bedroom, two-bathroom single-family home in Columbus, Ohio, in 2022, she hoped that life milestone would help her save money on rent and build wealth . "Society puts a lot of pressure on you to have property, get married, have kids," said the 35-year-old. "Life wasn't giving me those other things, so I was like, well, I can buy a home. I can control that." But her purchase came with a monthly payment of nearly $1,200, about $200 more than expected, after a property tax reassessment and a higher-than-anticipated interest rate on her mortgage. Much of her savings went toward closing costs, Hambrick said, while expensive and unexpected home repairs have kept her living paycheck to paycheck in the years since.
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