In Judge Sarah Sharer Curley's nearly three decades presiding over bankruptcy cases, some were especially painful to witness, she said — such as the 73-year-old woman who stood before her in 2012 with a student loan balance of more than $584,000. The debt dated back to the 1970s and had grown throughout the woman's public sector career, Curley writes in her new book, " The Price of Forgiveness: Debt, Bankruptcy, and the Future of Fairness in America ." She had "never made a lot of money," Curley said, and by the time she sought debt relief, the woman was living in poverty, with Social Security as her only income. Even so, strict bankruptcy laws can make it nearly impossible to discharge student loans . Curley, the first woman appointed to the U.S.
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