Fortune Vietnam Joint Stock Commercial Bank (VN000000LPB7), known as LPBank, began cutting lending rates by 1.60 to 2.00 percent on October 19, 2026, for new short-term production and business loans. The program runs through December 31, 2026, and targets individuals, household businesses, micro-enterprises, agriculture and rural areas, according to Upside . The move also reduces listed deposit rates by 0.50 to 0.60 percent per year for terms of six months or longer and by 0.05 to 0.10 percent for shorter terms. For LPBank, the policy creates a quantified trade-off: cheaper credit may support loan demand, while lower lending rates can pressure the spread between loan yields and funding costs.
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