President Donald Trump has signed an executive order that aims to reduce mortgage costs as rising interest rates and inflation make homeownership less affordable . The order , titled "Decreasing Housing Costs for the American People," directs federal agencies to proactively cancel mortgage insurance on eligible future loans and expand a program to make refinancing cheaper, among other actions. In an X post on Thursday , Federal Housing Finance Agency director Bill Pulte said "millions of Americans will save thousands and thousands of dollars." But it's difficult to know the future consumer impact without more details, according to Keith Gumbinger, vice president of mortgage website HSH.
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