Bank interest rates on new loans to, and deposits from, euro area corporations The composite cost-of-borrowing indicator, which combines interest rates on all loans to corporations, increased in September 2026. The interest rate on new loans of over €1 million with a floating rate and an initial rate fixation period of up to three months increased by 17 basis points to 3.51%. The rate on new loans of the same size with an initial rate fixation period of over three months and up to one year rose by 18 basis points to 3.96%. The interest rate on new loans of over €1 million with an initial rate fixation period of over ten years increased by 7 basis points to 3.81%.
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