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VCG/Getty Images Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below. For years, the conventional wisdom was that once you enter the six-figure club, your net worth explodes. This theory was first suggested by the late Charlie Munger, a billionaire and longtime friend and business partner of Warren Buffett. "The hard part of the process for most people is the first $100,000," he said during Berkshire Hathaway's 1999 shareholders meeting (1). "You have a standing start at $0, getting to $100,000 is a long struggle.
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