Why more investment is not making housing affordable in Ghana

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Accra, Ghana – Ghana needs more than 1.8 million additional housing units, but attracting investment to build them is only half the challenge. For millions of people, the deeper problem is that the homes reaching the market remain beyond their means. That tension ran through the Africa Real Estate Conference & Expo (ARCE), which brought developers, policymakers, investors and technology entrepreneurs to Accra this week. While participants presented plans to expand construction, improve housing finance and deploy new technologies, their discussions pointed to a stubborn question: how can Ghana make housing commercially viable for developers without pricing out the people who need it? The stakes are considerable. Some 56.