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Cyprus’ depositors continued to receive some of the lowest savings returns in the eurozone in September 2026, while borrowing costs remained broadly comparable with European levels , according to figures published by the Central Bank of Cyprus (CBC) and the European Central Bank (ECB). The latest data point to a persistent gap between the returns banks offer savers and the interest rates charged to borrowers, despite an improvement in deposit rates and lower costs for some categories of new lending. The CBC’s analysis, published earlier this week , found that Cyprus’ banking sector continued to benefit from substantial excess liquidity , which has not translated into competitive returns for depositors.
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