Accord cuts rates by up to 18bps - Mortgage Strategy

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Accord Mortgages will cut selected residential and buy-to-let rates tomorrow, including substantial reductions on high loan-to-value deals. The lender will be lowering 95% LTV products as well as its £5,000 Deposit Mortgage for first-time buyers at up to 99% LTV by 18 basis points. A two-year fixed residential purchase product at 95% LTV with a £495 fee will fall from 6.33% to 6.15%. It comes with standard valuation and £500 cashback for first-time buyers. A fee-free five-year fixed £5,000 Deposit Mortgage will reduce from 6.52% to 6.34%. For landlords, a ttwo-year fixed remortgage at 80% LTV with a £995 fee and £250 cashback will decrease by 12bps, from 5.89% to 5.77%.