With Black Friday approaching and festive season promotions already under way, debt counsellors are warning shoppers that instalment payments and credit purchases could leave household budgets under pressure when January expenses arrive. As South African retailers roll out Black November promotions ahead of Black Friday , consumers are being urged to look beyond advertised discounts and consider how their festive season spending could affect their finances in January. With Black Friday falling on November 27, shoppers face weeks of promotional offers at a time when many households are already managing higher borrowing costs and the rising cost of living .
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