Credit card debt climbs to a record $1.29 trillion, New York Fed research finds

翻译尚未完成，当前显示原文。

Americans are increasingly turning to credit cards as financial pressures mount, new reports show. Collectively, credit card balances climbed by $22 billion in the third quarter to a record $1.29 trillion, according to the Federal Reserve Bank of New York's latest household debt report , released Tuesday. Balances are up 4.2% from a year earlier. Total household debt, including mortgages , auto loans and student loans , also expanded by $334 billion for the July-to-September period to a record $19.1 trillion. "Overall debt has been growing," the New York Fed researchers said on a press call Tuesday. "This does reflect financial hardship out there." The average credit card balance per consumer now stands at $6,678, up 2.