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The largest reductions apply to remortgage borrowers with at least 40% equity, with a 2-year fixed product at 60% LTV falling from 5.19% to 4.99%, carrying a £995 fee. NatWest is reducing rates across 196 mortgage products by up to 0.20% from 12th November, bringing 16 residential mortgage deals below 5%. The largest reductions apply to remortgage borrowers with at least 40% equity, with a 2-year fixed product at 60% loan-to-value (LTV) falling from 5.19% to 4.99%, carrying a £995 fee. First-time buyers and borrowers with smaller deposits will also benefit, with NatWest’s fee free 2-year fixed product at 95% LTV reducing from 5.85% to 5.75%.
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