ECB survey finds over a third of euro area crypto holders own stablecoins - Crypto Briefing

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Stablecoins now sit in the wallets of 5% of euro area consumers, and the ECB is watching closely for financial stability risks Stablecoins have quietly become a fixture in European crypto portfolios. New survey data from the European Central Bank shows that over a third of euro area crypto holders now own at least one. That works out to 5% of euro area consumers overall. The ECB is not sounding a panic alarm yet, but it clearly wants everyone to know it’s paying attention. The findings come from the ECB’s Consumer Expectations Survey, run in August and November 2025. The central bank’s view is that consumer exposure is still limited. Its concern is what happens if adoption keeps climbing. Start with the bigger picture.