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UFinancial encourages homeowners to review their mortgage arrangements and explore their options following the latest interest rate rise. The Reserve Bank of Australia (RBA) raised the official cash rate by 0.25 percentage points last week. It’s the fifth increase this year and the highest the cash rate has been since 2008. For households already feeling the pinch of higher living costs and mortgage repayments, it isn’t the news many were hoping for. Two of UFinancial’s finance brokers, Ly Nguyen and Mars Hana, share what borrowers can realistically do from here. From reviewing your current loan to reassessing household spending, here are six practical steps to consider.
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